Convenience: 24/7 access to your money through our self-service banking channels
Save Money: A discounted monthly fee and unlimited self-service banking1
Peace of Mind: Apply for overdraft protection and have your cheques and unexpected expenses automatically covered up to your assigned limit2
Unlimited self-service banking for only $3 per month. Don't pay fees at Republic Bank ATMs, when shopping with your RepublicCard and when using Republic Bank OnLine or Mobile Banking. 1
Mobile Banking app available for iOS, Android and Blackberry
Cheque writing privileges
Overdraft protection (subject to normal lending criteria)2
Quarterly statements available (electronic or paper statements)
How to apply
To Apply for a Republic Bank account, you’ll need visit your local Republic Bank branch and bring the following items with you:
1. One valid primary piece of government-issued identification, with photograph and signature, such as:
- National ID or voter's card
- Driver's License
- Military ID card
- Permanent resident card
2. One secondary piece of identification. The following kinds are valid:
- An additional primary piece of identification
- Birth certificate, credit card, debit card, tax ID card
- Employee ID or letter from your employer
3. Proof of address, such as:
- Utility bill
- Bank account statement
- Copy of lease or letter from landlord
If you are a non-resident customer, a reference letter or a current account statement from a reputable bank is required.
4. The account Application Form [PDF]
Need more information?
Make an appointment at your local branch today.
Rates and Fees
Personal Financial Services Agreement Rates & Fees Schedule St. Kitts (XCD)
Effective Date: April 30, 2019
This schedule of interest rates and fees (“schedule”) forms part of the Agreements, which include the Personal Financial Services Agreement booklet and the Deposit Account Agreement. Terms used in this schedule have the same meaning as in the Agreements unless otherwise indicated. We can amend, change, modify, add or remove any of the rates, fees, benefits, features and services that are set out in this schedule. If we do, we will notify you of any changes in accordance with the Agreements.
Monthly Fee $3.00 Monthly Balance Fee Waiver* N/A Number of Free Transactions Included in Monthly Fee Unlimited self service transactions on proprietary channels Additional Transaction Fees Branch : $5.00
Cheque : $5.00
ATM : Free
Interest Rate No Cheque Writing Privileges Yes Statement Frequency Quarterly Overdraft Protection Available Yes, subject to normal lending criteria Ad-hoc/Temporary Overdraft Interest Rate** 22% Interest Calculation*** N/A
* Balance must not drop below the Fee waiver amount in order for fees the be waived.
** Overdraft calculation is based on 365 days for all account types.
*** Notwithstanding what is indicated on page 3 in the Interest rates and interest calculations section of the PFSA (April 2019) booklet, interest on the Savings accounts and Speciality Accounts is calculated by using the lowest Account balance during the month and is paid to the Account on the last business day of the month. The interest calculation and payment frequency set out in this Rates & Fees Schedule amends and replaces the wording on page 3 of the PFSA (April 2019) booklet.