If you are 18 years or older, do not have an existing bank account and are unable to provide proof of income or address, this account is for you!
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Product Information
The ECCU First Step Savings Account is available to ECCU residents 18 years and over who are first-time account holders.
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Features & Benefits
Features Benefits FREE Republic Visa Debit Card
- Keep track of your account balance
- Get convenient 24/7 access to your account at Republic Bank ATM machines
- Enjoy the flexibility of paying for goods and services at merchants nationwide. You don't need to carry cash!
- Get immediate access to funds in an emergency
FREE Republic Visa Debit Card wallet
Protects your card from damage
FREE and instant access to your account(s) with RepublicOnline and RepublicMobile App
No need to leave home! With electronic banking, you can: - check your account balances and transactions
- transfer funds
- pay bills
FREE Monthly E-Statements
Keep track of your monthly transactions
No minimum balance requirement
Easy maintenance of account
No restrictions on withdrawals
Easy access to your funds
Deposits must not exceed EC$3,000 monthly or EC$36,000 per year
Please note:
- No international wire transfers are permitted with this account
- No overdrafts are permitted
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Rates & Fees
Interest Rates Service Fees 2% per year
No opening fee
No maintenance fee -
How to Apply
The ECCU First Step Savings Account is available to ECCU residents 18 years and over who are first-time account holders:
- One valid photo ID is required to open the account (e.g., national ID, driver’s licence, or passport).
- Minimum opening deposit XCD$25