RightStart Account

Features

  • No Monthly Fee

  • Convenience: Make unlimited deposits and withdrawals and transfers between your account at Republic Bank ATMs.2

  • Earn More: Sign up to the Republic Bank Savings Reward Plan and earn a bonus of 1% interest on automatic savings plan contributions1

Download the application form

Find a local branch

Addditional Features

  • Addditional Features

    Earn interest and don't pay a monthly fee. The RightStart account allows you to perform unlimited deposits and transfers at Republic Bank ATMs.2

    • No monthly fee

    • Unlimited deposits to your account

    • Interest calculated on the minimum monthly balance and paid monthly

    • Eligible for Republic Bank Savings Reward Plan enrollment1

    • Quarterly statements available (electronic or paper statements)

  • How to apply

    To Apply for a Republic Bank account, you’ll need visit your local Republic Bank branch and bring the following items with you:

    1. One valid primary piece of government-issued identification, with photograph and signature, such as:

    • Passport
    • National ID or voter's card
    • Driver's License
    • Military ID card
    • Permanent resident card

    2. One secondary piece of identification. The following kinds are valid:

    • An additional primary piece of identification
    • Birth certificate, credit card, debit card, tax ID card
    • Employee ID or letter from your employer

    3. Proof of address, such as:

    • Utility bill
    • Bank account statement
    • Copy of lease or letter from landlord

    If you are a non-resident customer, a reference letter or a current account statement from a reputable bank is required.


    4. The account Application Form [PDF]


    Have questions? Contact us or visit your nearest Republic Bank branch for more information.

    Need more information?

    In Person

    Make an appointment at your local branch today.

  • Rates and Fees

    Personal Financial Services Agreement Rates & Fees Schedule St. Kitts (XCD)  

    Effective Date: April 30, 2019

    This schedule of interest rates and fees (“schedule”) forms part of the Agreements, which include the Personal Financial Services Agreement booklet and the Deposit Account Agreement.  Terms used in this schedule have the same meaning as in the Agreements unless otherwise indicated.  We can amend, change, modify, add or remove any of the rates, fees, benefits, features and services that are set out in this schedule.  If we do, we will notify you of any changes in accordance with the Agreements.

    Monthly Fee None
    Monthly Balance Fee Waiver* N/A
    Number of Free Transactions Included in Monthly Fee Unlimited deposits and self-service transfers between your accounts.
    Additional Transaction Fees Branch : $3.00
    ATM : 1.50
    POS: Free
    Interest Rate 2% flat rate
    Cheque Writing Privileges No
    Statement Frequency Quarterly
    Overdraft Protection Available No
    Ad-hoc/Temporary Overdraft Interest Rate** N/A
    Interest Calculation*** Lowest Monthly Account Balance - Paid Monthly

     

    * Balance must not drop below the Fee waiver amount in order for fees the be waived.

    ** Overdraft calculation is based on 365 days for all account types.

    *** Notwithstanding what is indicated on page 3 in the Interest rates and interest calculations section of the PFSA (April 2019) booklet, interest on the Savings accounts and Speciality Accounts is calculated by using the lowest Account balance during the month and is paid to the Account on the last business day of the month. The interest calculation and payment frequency set out in this Rates & Fees Schedule amends and replaces the wording on page 3 of the PFSA (April 2019) booklet.